$1,967
Avg. Auto Insurance/Year
11% above national avg
$1,789
Avg. Home Insurance/Year
2% below national avg
#11
Cost Ranking (Most Expensive)
25/50/25
Minimum Liability Required
📰 For Journalists & Bloggers:
You may cite this data with attribution to InsureCompare.
Citation: "According to InsureCompare's 2025 State Insurance Rate Report,
the average Connecticut driver pays $1,967 annually for car insurance,
which is 11% above the national average."
Source: InsureCompare.com
How Connecticut Compares to National Average
Auto Insurance
Connecticut: $1,967 vs National: $1,771
Home Insurance
Connecticut: $1,789 vs National: $1,820
Connecticut Minimum Insurance Requirements
| Coverage Type |
Minimum Required |
Recommended |
| Bodily Injury (per person) |
$25k |
$100k+ |
| Bodily Injury (per accident) |
$50k |
$300k+ |
| Property Damage |
$25k |
$100k+ |
Cheapest Car Insurance Companies in Connecticut
| Company |
Avg. Annual Rate |
vs State Avg |
| GEICO |
$1,612 |
-18% |
| USAA (Military) |
$1,475 |
-25% |
| Progressive |
$1,730 |
-12% |
| State Farm |
$1,868 |
-5% |